Multi-purpose loans

Multi-purpose loans


KBC/CBC offers an easy, multi-purpose instalment loan that allows people to improve their home, buy a new car or go on a dream holiday without dipping into their savings.

Whether your business is a car dealership, a bicycle shop or a home renovation business, you can now offer your customers an easy financing solution for their purchases.


A multi-purpose instalment loan allows your customers to repay a fixed amounts at set intervals at a very low, fixed interest rate without any administration fees.

The total purchase price will be transferred directly to your business account once the multi-purpose instalment loan has been approved.

Your customers can use their multi-purpose loan to:

  • Cover personal expenses such as education and holidays
  • Buy a new or used car
  • Buy a bicycle, scooter, motorcycle or motor home
  • Carry out interior or exterior (energy-efficient) home improvements and garden work
  • Cover unforeseen expenses for the home, car and so on


A multi-purpose instalment loan offers your customers an easy financing solution for their purchase. It limits the impact on their budget and makes life easier.


There can now offer this service in three ways:

1. QR code

  • You give your customers a flyer showing the loan repayment schedule and a unique QR code.
  • Customers use their device to scan your QR code.
  • They are automatically directed to KBC’s instalment loan application page. They can complete the application form in the shop or at home at their convenience without any involvement on your part.
  • Once the loan has been approved and the purchase or work has been completed, the total price is transferred directly to your business account.
  • This process does not require any additional costs or IT work.

2. Widget

  • KBC has developed a widget for your website that customers can use to make a financing simulation for their purchases. Your customers can enter the amount and term of their loan to instantly see the monthly repayments. They can then apply for the loan on the KBC/CBC website (or with the KBC/CBC Touch or KBC/CBC Mobile app).
  • If your website has been created using WordPress, KBC/CBC can offer a fully customised proposal. This reduces the IT work involved to an absolute minimum. Otherwise, KBC/CBC can provide a ready-made widget that you can integrate into your system with only a limited amount of IT work.

3. Simulation API

If you prefer your widget to have your own brand’s look and feel, you can use our simulation API. This API is available to anyone who meets the selection criteria and signs our contract.

  • Your customers can use the widget to adjust their loan amount and term. They can then apply for the loan on the KBC/CBC website (or with the KBC/CBC Touch or KBC/CBC Mobile app).
  • The API for multi-purpose instalment loans is a plug-and-play solution: you only have to meet certain basic IT requirements to start using it immediately.

4. Coming soon

As of 2020, the entire procedure for a multi-purpose instalment loan will be available in a single API. This will include the existing simulation feature, the loan application process and access to the loan contract.

Interested in embedding our range of services into your customer journey?

Contact us



We use cookies and similar technologies to make our website work better for you and ensure your online experience with us is more enjoyable and rewarding. We may also adapt our website to your needs and preferences. By continuing to use this website, you consent to our use of cookies.Learn more or reject cookies.