The world is changing rapidly and this certainly is the case for the banking industry. The second European Payment Service Directive can be seen as the trigger for banks towards more collaboration, to the advantage of the end customer. Upon consent of their customer, banks can share customer information amongst each other: open banking. This will lead to an open banking landscape where banks, fintechs and other companies work together to improve existing or create new services for their clients. A new world full of opportunities arises.